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Banks in India will see multiple holidays in December 2025, with around 18 days affected when you include Sundays and the second and fourth Saturdays along with RBI-notified state holidays. Planning your bank work early will help you avoid long queues, failed visits, and delays in important transactions.
December 2025 Bank Holiday Overview
According to the RBI holiday calendar and banking portals, December 2025 has a mix of national, regional, and weekly bank holidays. These holidays do not fall on the same days in every state, so banks may be closed in one state while working normally in another.
Along with these regional holidays, banks across India remain closed on all Sundays and on the second and fourth Saturdays of the month, as per standard rules. Because of this, many customers experience up to 18 non-working days in some locations.
Full List of Major December 2025 Bank Holidays
Here is a simple, user-friendly list of the main December 2025 bank holidays and where they apply.
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1 December 2025 (Monday) – Indigenous Faith Day (Arunachal Pradesh)
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3 December 2025 (Wednesday) – St. Francis Xavier’s Day (Goa)
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12 December 2025 (Friday) – Pa Togan Nengminja Sangma Day (Meghalaya)
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18 December 2025 (Thursday) – Guru Ghasidas Jayanti (Chhattisgarh), U Soso Tham Death Anniversary (Meghalaya)
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19 December 2025 (Friday) – Goa Liberation Day (Goa)
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24 December 2025 (Wednesday) – Christmas Eve (Meghalaya, Mizoram)
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25 December 2025 (Thursday) – Christmas (most states across India)
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26 December 2025 (Friday) – Christmas-related holidays (Meghalaya, Mizoram, Telangana); Shaheed Udham Singh Jayanti (Haryana)
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27 December 2025 (Saturday) – Guru Gobind Singh Jayanti (Haryana, Punjab, Himachal Pradesh) plus fourth Saturday bank holiday
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30 December 2025 (Tuesday) – U Kiang Nangbah Day (Meghalaya), Tamu Losar (Sikkim)
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31 December 2025 (Wednesday) – New Year’s Eve (Mizoram, Manipur)
In addition, banks will be closed on:
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All Sundays of December 2025
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Second Saturday: 13 December 2025
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Fourth Saturday: 27 December 2025 (already listed above)
Why These Bank Holidays Matter for You
If you need to open an account, update KYC, process a loan, or submit important documents, you should avoid these holiday dates. Many people go to banks without checking the calendar and then face closed branches and delayed work.
Planning your visits around weekends and regional holidays saves you time and travel cost. For urgent needs, you can still use ATMs, internet banking, mobile banking apps, and UPI, which usually remain available even on bank holidays.
State-wise Nature of December Holidays
Bank holidays in India are of three main types: national holidays, state-specific holidays, and weekly offs. In December 2025, most dates in the list above are state-level holidays linked to local festivals, anniversaries, or cultural events.
For example, Indigenous Faith Day is observed only in Arunachal Pradesh, while St. Francis Xavier’s Day affects mainly Goa. Similarly, celebrations like U Kiang Nangbah Day in Meghalaya or Tamu Losar in Sikkim are regional, so banks in other states stay open on those days.
Tips to Plan Banking Work in December
To avoid problems, follow these simple tips:
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Check the official RBI holiday matrix or your bank’s own holiday page before visiting a branch.
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Note down all Sundays, second and fourth Saturdays, and the state holidays that apply to your city.
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Complete big tasks like home loan processing, locker operations, or large cash withdrawals on working days in the first half of the month.
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Use online banking for fund transfers, bill payments, and balance checks instead of waiting for branch visits on busy days.
Being aware of the bank holiday schedule helps you manage your money smoothly and stay stress-free in a festival-heavy month like December.
